Credit card payments. Online orders. Email promotions. The confidential data your retail clients depend on is well worth stealing. Better security systems can deter perpetrators, but attacks can still happen and recovery is costly. It’s time for small businesses to invest in cyber security insurance. It pays for much more than just peace of mind, cyber insurance covers costs for the specialists and services needed to restore data and systems, meet legal requirements and protect a retail business’ reputation.

As an independent insurance agent, you have a unique opportunity to help your clients safeguard their businesses by recommending cyber coverage. It is cost-effective, comprehensive and critical for modern business protection. It pays to get shops back up and running and lessens the pain of lost income, covering these items and more: 
• Data recovery and re-creation
• System recovery and repair
• Lost business income
• Reputation management
• Ransom payments
• Data breach response expenses
• Identity recovery expenses

Experts Ready to Help

Policyholders have access to several loss prevention services that include pre-event legal and cyber security risk consulting as well as tools and resources that can help prevent cyberattacks. These services include identifying website vulnerabilities and addressing possible solutions, cyber safety training solutions for employees, customized security policies and procedures, and more. With Cyber Safety, powered by Zeguro, retailers have access to self-service solutions that are easy to understand and implement.

We know it’s important to keep store traffic flowing. Should the need arise, our claims service is best-in-class and is enhanced by our partnerships with industry-recognized legal, forensic and cybersecurity organizations. It offers 24/7 response to a cyber event to mitigate loss, maximize use of coverage limits and speed up recovery. Our dedicated team of cyber claims specialists are standing by, ready to assist retailers when they need it most.

A Small Price for Big Peace of Mind

That’s what business owners find with Columbia’s Cyber Coverage. The cost of recovering from a cyber-attack can be devastating. But our regularly updated policy provides tools to help keep stores safe against evolving threats.

Let’s work together to ensure your clients are fully protected. By recommending cyber insurance you’re not just selling a coverage—you’re helping provide the digital defense your clients need. To learn more, contact your territory manager.