2025 AM Best Rating: A Powerful Endorsement of Strength and Momentum

Columbia Insurance is excited to announce that AM Best, a global credit rating agency, affirmed Columbia Insurance’s Financial Strength rating of A- (Excellent) and has improved their outlook from stable to positive. AM Best also confirmed the Long-Term Issuer Credit Rating of “a-” (Excellent).
 

This noteworthy development underscores that Columbia’s family of companies has a strong financial foundation and recognizes the success of its forward-thinking strategies. “This is a great moment for all of us at Columbia,” said Todd Ruthruff, president and chief executive officer. “The positive outlook from AM Best is a reflection of the discipline, innovation and passion our team brings to everything we do. It signals to our customers that we’re strong, and we’re getting stronger.”
 

AM Best’s decision highlights Columbia’s improved operating performance, driven by refined underwriting and a more diversified portfolio. These efforts have delivered solid results over the past two years and into early 2025. “We’ve been laser-focused on refining our underwriting approach and managing risk with precision,” said Keith Maciejewski, vice president and chief underwriting officer. “This recognition affirms that our strategy is working—and we’re just getting started.”

Columbia’s financial strength is backed by robust risk-adjusted capitalization, a high-quality investment portfolio and strong liquidity. The company’s enterprise risk management, regional market expertise and service driven culture continue to support its long-term vision. 

As a reflection of that fact, Columbia’s newest endeavor, Ozark Specialty Insurance Company, received a rating in conjunction with the parent company. “We’ve built a solid financial foundation, and we’re using it to fuel smart, sustainable growth,” said Kelly Klug, senior vice president, treasurer and chief financial officer. “This outlook upgrade is a clear vote of confidence in our direction and our discipline.”

By building real connections with agents and delivering reliable and responsive service, Columbia Insurance is committed to setting a new standard in people-first insurance. To learn more, see AM Best's press release.